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Kotak personal loan @11.50%* onwards, Kotak Easy EMI options, Balance transfer, NBFC Loans, Loan upto ₹50 Lacs.  

User rated us 4.8 / 5 

Kotak Personal Loan @10.25%* onwards from upto ₹50Lacs

Online Kotak instant loan approval and disbursal in just 12hrs*. 100% online paperless process. Full fill your financial need with KOTAK personal loan  at the lowest interest rate. Apply Online , Consult with the IMPYE team, Co-ordinate and Get loan in your account

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We made it simple | Disbursal in 1 hrs*

We don’t pull your credit score . Multiple enquiry reduce the loan eligibility, Don’t enquiry to multiple website/App/ Banks. Note: All the services we offer is free please don’t pay to any of our representative

IMPYE always perform 100% online paperless process. 

We keep our term & condition transperent to the user. 

User rateredus 4.7/5 for delevering our services and products knowledge.

We assign dedicated finance expert for every individual customers.

We are available in all over the INDIA. 

KOTAK Personal Loan – Apply Online for KOTAK Online Instant Loan

Kotak Personal loan Interest rate starting at 10.25% onwards. Offering personal loan from upto 50Lakhs.

Process For Online KOTAK Personal Loan

  • Apply Online for Kotak Personal Loan
  • Connect with teamIMPYE to discuss with Rate of Interest, loan Amount, Tenure
  • Get Disbursal in Account with 24hrs*.

Key Features of Kotak Personal Loan

  • Quick Approval : Quick disbursal of loans in 24Hrs.
  • Flexible repayment : Flexible repayment tenure  Options from 6 months up to 36 months.
  • No collateral : No collateral required For Personal Loan.
  • Paperless Process : No documentation required for sanction of loans.
  • Lowest Interest Rate : No change in interest throughout the tenure of the loan.
  • Loan amount : Loan amount of up to Rs.50 lakh.

Kotak Personal Loan Interest Rates Details

Particulars Details
Interest Rates 10.25%  Onwards
Loan Amount upto INR 50Lakh
Maximum Tenure Up to 84 months (7 Years)
Repayment Option ECS/ NACH
Processing Fees 1- 2% of the loan amount plus GST
Prepayment Charges NIL, Permissible after 6 months of disbursement
Security/ Collateral No collateral Not required
Penal Charges 2% per month
ECS Failure Charges INR 750 per instance
Cancellation Charges 2% of the amount disbursed

Kotak Personal Loan Eligibility

  1. Age : 23 years+  

    Minimum Age required for Personal Loan is 23 year+

  2. Minmum KYC Documents For Kotak Loan

    PAN card, Aadhaar Card, 3 Months Salary Slip & 3 months Bank statement

  3. Location we serve

    You are must be Indian resident. We serve all the location from PAN India

  4. Salary required for KOTAK Personal Loan

    Min Salary 15,000+ required for KOTAK Personal Loan

Documents Required For Kotak Bank Personal Loan

Benefits of Using KOTAK Personal Loan


  • Instant Approval & Disbursal in 24 hrs.

    Apply Online for KOTAK Personal Loan Online and Get instant Loan approval and disbursal in just 24 hrs. 

  • 100% Quick, Easy and Online  KOTAK Process

    KOTAK providing the lending solution online with quick & easy online process. 

  • Minimum Documentation Process

    No need to worry about he process and documentation, we made it completely online.  provide documents via email, whats app or on our online portal.

  • Lowest Interest Rate at 10.25% Onwards

    Kotak bank offers rate of interest at 10.25% onwards as per the profile eligibility.

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